National Federation of State High School Associations

As the largest State High School Association broker in the country, Dissinger Reed is proud to partner with the governing body of these associations; the National Federation of State High School Associations.

With over 34 years of insurance experience for governing organizations and high school associations, Dissinger Reed understands the unique special risks involved with the NFHS and their members.

NFHS and Dissinger Reed Partnership

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The NFHS/Dissinger Reed insurance plans are backed by over 60 years of combined experience. From Brokerage, to underwriting and policy delivery to carrier relations, the partnerships in place will secure the most comprehensive and cost effective coverage the market has to offer. The NFHS partnership includes:

DISSINGER REED

Since 1982, Dissinger Reed has insured the unique risks of state high school associations and individual high schools nationwide. During this time, our risk management approach and specific insurance of athletics, students, non-athletic activities and camps/clinics has allowed Dissinger Reed to provide unmatched coverage while controlling institutional and organizational expenditures. In conjunction with the NFHS, we can also provide Associations, coaches, leagues and teams with valuable insurance plans, including both General Liability Insurance and Participant Liability, which protect the insured from costly lawsuits. Accident medical insurance is also a key component to any camp and clinic policy and will insure the athlete when injuries occur.

SPECIALTY INSURANCE GROUP (SIG) (GENERAL LIABILITY CLAIMS, UNDERWRITING, AND POLICY DELIVERY)

This program is offered through a wholly owned affiliate of Everest Re Group, Specialty Insurance Group (SIG). SIG specializes in providing insurance products and services for the sports & leisure industry. They offer a wide variety of products including general liability, commercial auto, property, inland marine, participant accident, excess liability and contingency coverages such as event cancellation and prize indemnity.

CARRIER FOR ACCIDENT PLANS – United States Fire Insurance Company

CARRIER FOR GENERAL LIABILITY – EVEREST NATIONAL INSURANCE COMPANY. AM BEST’S RATING – A (EXCELLENT) Everest National and its affiliates represent the primary insurance segment of Everest Re Group, Ltd., offering property, casualty and specialty lines in both the United States and Canada. Backed by solid financials, Everest business is written through a network of appointed retail agents and brokers, wholesalers and program administrators.

Officials Association

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INSURANCE SUMMARY FOR THE NFHS OFFICIALS ASSOCIATION

Dissinger Reed is proud to provide insurance and risk management for the NFHS Officials Association. With over 34 years of insurance experience for governing organizations and high school associations, Dissinger Reed understands the unique special risks involved with the NFHS and its members. The NFHS and Dissinger Reed have specifically designed an insurance plan to cover Officials and all registered member Associations. Plan details are as follows:

WHAT ARE MY INSURANCE BENEFITS AS A NFHS OFFICIAL?:

As a member of the National Federation of High Schools Officials Association, you are provided with an insurance package which includes, General Liability, Accident Medical and Accidental Death and Dismemberment insurance. This insurance package is provided to you as part of your membership dues. There is no additional fee.

WHAT OFFICIALS ARE COVERED?:
  • All officials currently registered with a member state association, or with an affiliate of the NFHS (if that association registers officials and if that association registers for NFHS insurance benefits)
  • State and local officials’ associations who have 100% membership in the NFHS Officials Association.
  • Assignors, instructors and rule interpreters who are currently registered with the NFOA are covered under the Liability Policy for claims involving bodily injury and property damage. There is no coverage under the Liability Policy for any other type of claim.
WHAT ACTIVITIES ARE COVERED?:
  • Insurance coverage applies while the member is performing his/her officiating duties during a regularly scheduled sports or activity competition.
  • The sport or activity must be recognized in that state by the member state high school association or by high schools that follow the state association guidelines.
  • If the sport is recognized by the state high school association for men or women, the official will be covered for officiating that sport for both men and women.
  • Officiating duties include chain crews and attending officiating camps, clinics and meetings.
  • Coverage for officials extends, not only to high school activities, but also to college, independent youth, adult and recreational leagues. However, coverage is still limited only to sports recognized by the state high school association.
  • Accident medical coverage only for direct travel to and from a covered activity. No general liability coverage.
NFHS OFFICIALS ASSOCIATION GENERAL LIABILITY INSURANCE BENEFIT SUMMARY
  • General Aggregate Limit – $5,000,000
  • Products-Completed Operations Aggregate Limit $5,000,000
  • Each Occurrence Limit $2,000,000
  • Personal & Advertising Injury Limit $2,000,000
  • Damage to Premises Rented to You $300,000
  • Premises Medical Payments $5,000
  • Sexual Abuse & Molestation – Each Occurrence $1,000,000
  • Sexual Abuse & Molestation – Aggregate $2,000,000
  • Participant Legal Liability $2,000,000
  • Crisis Response – Each Event/Aggregate $25,000

Insurance Company Information: Everest National Insurance Company. AM Best’s Rating – A (Excellent)

NFHS OFFICIALS ASSOCIATION ACCIDENT MEDICAL INSURANCE BENEFIT SUMMARY
  • Maximum Benefit $50,000
  • Deductible $250
  • Maximum Dental Limit Included in Medical Max
  • Heart & Circulatory Maximum Benefit $2,500
  • Heart & Circulatory Malfunction Benefit 10%
  • Physical Therapy/Chiropractic – per visit $50
  • Physical Therapy/Chiropractic – Maximum per Injury $2,000
  • Durable Medical Equipment – Maximum per Injury $1,000
  • Outpatient Prescriptions – Maximum per Injury $1,000
  • Accidental Death & Dismemberment Benefit $2,500

Insurance Company Information: United States Fire Insurance Company, AM Best’s Rating – A (Excellent)

These benefit summaries are for illustration purposes only. For a list of policies provisions, as well as exclusions, please see the full policy.

CERTIFICATE OF INSURANCE

Many officials are required to show proof of liability insurance in order to perform their duties as an official. By clicking here you will be able to request a current certificate of liability insurance that, in conjunction with your current NFHS membership, will demonstrate that you are covered by the NFHS Insurance program.

PLAN ADMINISTRATOR
Dissinger Reed
8700 Indian Creek Pkwy, STE 320
Overland Park, KS 66210
toll-free: 800-386-9183
tel: 913-491-6385
fax: 913-491-0527
www.dissingerreed.com
www.nfhs.org/dissingerreed

FOR ANY NFHS ASSOCIATION QUESTIONS, PLEASE CONTACT:
Christian Reed – Chief Executive Officer
Max Biggerstaff – Account Executive
Mindee Holmes – Business Development
Claims Questions: please call 800-386-9183 and speak with Max Biggerstaff.
Please Note: For Membership questions, please call the NFHS directly at (317) 972-6900.

Coaches Association

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INSURANCE SUMMARY FOR THE NFHS COACHES ASSOCIATION

Dissinger Reed is proud to provide insurance and risk management for the NFHS Coaches Association. With over 34 years of insurance experience for governing organizations and high school associations, Dissinger Reed understands the unique special risks involved with the NFHS and its members. The NFHS and Dissinger Reed have specifically designed an insurance plan to cover Coaches and all registered member Associations. Plan details are as follows:

WHAT ARE MY INSURANCE BENEFITS AS A NFHS COACH?:

As a member of the National Federation of High Schools Coaches Association, you are provided with an insurance package which includes, General Liability, Accident Medical and Accidental Death and Dismemberment insurance. This insurance package is provided to you as part of your membership dues. There is no additional fee.

WHAT COACHES ARE COVERED?:
  • Individual coaches who are members of the NHFS Coaches Association.
WHAT ACTIVITIES ARE COVERED?:
  • Insurance applies only for losses or claims resulting from the coaching or instructing of organized sport or activity programs or coaching individuals on your team. There is no coverage for the organization, operation or sponsorship of camps and clinics or tournaments; nor does it extend to the participants of such events.
  • Coaching or instruction must take place in the US where a sport or activity is recognized by the member state high school association or by high schools that follow the state association guidelines.
  • If the sport is recognized by the state high school association for men or women, the coach will be covered for coaching that sport for both men and women.
  • Coverage applies to strength and conditioning coaches, but only if the coach is employed by a member school of a state high school association. The athletes must be students at the school and participate in a sport that is recognized by the high school association.
  • Coverage is extended to youth, recreational and college coaching. The sport, however, must be recognized by the state high school association.
  • No coverage for individual travel.

NFHS Spirit Coaches PLEASE NOTE:

General Liability and Accident Medical insurance Coverage will be extended to NFHS Spirit Coaches only while participating in activities sponsored and approved by the school which employs or contracts with the NFHS Spirit Coaches. No coverage will be afforded to theNFHS Spirit Coaches for outside competitions, all-star events or activities that are not recognized by the participating school.

NFHS COACHES ASSOCIATION GENERAL LIABILITY INSURANCE BENEFIT SUMMARY
  • General Aggregate Limit $5,000,000
  • Products-Completed Operations Aggregate Limit $5,000,000
  • Each Occurrence Limit $2,000,000
  • Personal & Advertising Injury Limit $2,000,000
  • Damage to Premises Rented to You $300,000
  • Premises Medical Payments $5,000
  • Sexual Abuse & Molestation – Each Occurrence $1,000,000
  • Sexual Abuse & Molestation – Aggregate $2,000,000
  • Participant Legal Liability $2,000,000
  • Crisis Response – Each Event/Aggregate $25,000

Insurance Company Information: Everest National Insurance Company. AM Best’s Rating – A (Excellent)

NFHS COACHES ASSOCIATION ACCIDENT MEDICAL INSURANCE BENEFIT SUMMARY
  • Maximum Benefit $50,000
  • Deductible $250
  • Maximum Dental Limit Included in Medical Max
  • Heart & Circulatory Maximum Benefit $2,500
  • Heart & Circulatory Malfunction Benefit 10%
  • Physical Therapy/Chiropractic – per visit $50
  • Physical Therapy/Chiropractic – Maximum per Injury $2,000
  • Durable Medical Equipment – Maximum per Injury $1,000
  • Outpatient Prescriptions – Maximum per Injury $1,000
  • Accidental Death & Dismemberment Benefit $2,500

Insurance Company Information: United States Fire Insurance Company, AM Best’s Rating – A (Excellent) (Excellent)

NFHS COACHES ASSOCIATION UMBRELLA LIABILITY INSURANCE BENEFIT SUMMARY
  • Policy Limit $1,000,000

To be eligible for the NFHS Coaches Association Umbrella Liability Insurance, all members of the NFHS Coaches Association must have received their Accredited Interscholastic Coach (AIC) certification. This includes completion of the following courses and then applying for and receiving AIC certification.

  • Fundamentals of Coaching
  • First Aid, Health and Safety for Coaches (or its equivalent)
  • Fundamentals of Coaching (Sport Specific) or Teaching Sports Skills
  • Concussion in Sports – What You Need to Know

All courses and the AIC certification process are accessed at www.nfhslearn.com

Insurance Company Information: Everest National Insurance Company. AM Best’s Rating – A (Excellent)

These benefit summaries are for illustration purposes only. For a list of policies provisions, as well as exclusions, please see the full policy.

For more information regarding on-line courses and certification, please click on the link below.

CERTIFICATE OF INSURANCE:

Many coaches are required to show proof of liability insurance in order to perform their duties as a coach. Click here to request a current certificate of liability insurance that, in conjunction with your current NFHS membership, will demonstrate that you are covered by the NFHS Insurance program.

PLAN ADMINISTRATOR

Dissinger Reed
8700 Indian Creek Pkwy, STE 320
Overland Park, KS 66210
toll-free: 800-386-9183
tel: 913-491-6385
fax: 913-491-0527
www.dissingerreed.com
www.nfhs.org/dissingerreed

FOR ANY NFHS ASSOCIATION QUESTIONS, PLEASE CONTACT:

Christian Reed – Chief Executive Officer
Max Biggerstaff – Account Executive
Mindee Holmes – Business Development
Claims Questions: please call 800-386-9183 and speak with Max Biggerstaff.
Please Note: For Membership questions, please call the NFHS directly at (317) 972-6900.

Music Association

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Dissinger Reed is proud to provide insurance and risk management for the NFHS Music Association. With over 34 years of insurance experience for governing organizations and high school associations, Dissinger Reed understands the unique special risks involved with the NFHS and its members. The NFHS and Dissinger Reed have specifically designed an insurance plan to cover all registered members. Plan details are as follows:

WHAT ARE MY INSURANCE BENEFITS AS A NFHS MUSIC TEACHER OR DIRECTOR?:

As a member of the National Federation of High Schools Music Association, you are provided with an insurance package which includes, General Liability, Accident Medical and Accidental Death and Dismemberment insurance. This insurance package is provided to you as part of your membership dues. There is no additional fee.

WHAT MUSIC TEACHER OR DIRECTORS ARE COVERED?:
  • Individual members of the NFHS Music Association
WHAT ACTIVITIES ARE COVERED?:
  • Coverage during an interscholastic music contest or festival whether such event occurs before, during or after the school day
  • Coverage while conducting a school sponsored clinic with an interscholastic music group, whether such clinic occurs before, during or after the school day
  • Coverage while judging at an interscholastic music contest or festival before, during or after the school day
  • Coverage while attending a national, state or local music association conference or meeting before, during or after the school day
  • Coverage while serving as an interscholastic music contest or festival manager before, during or after the school day
  • No coverage for performing regular teaching duties
  • Coverage while teaching private, school sponsored lessons before, during and after the school day provided the school authorizes the private lesson program and the lessons are taught on-site on school property
  • No coverage for teaching private, non-school sponsored lessons
  • Coverage for school sponsored travel, as a group, to and from covered activities
  • No coverage for individual travel
NFHS MUSIC ASSOCIATION GENERAL LIABILITY INSURANCE BENEFIT SUMMARY
  • General Aggregate Limit – $5,000,000
  • Products-Completed Operations Aggregate Limit $5,000,000
  • Each Occurrence Limit $2,000,000
  • Personal & Advertising Injury Limit $2,000,000
  • Damage to Premises Rented to You $300,000
  • Premises Medical Payments $5,000
  • Sexual Abuse & Molestation – Each Occurrence $1,000,000
  • Sexual Abuse & Molestation – Aggregate $2,000,000
  • Participant Legal Liability $1,000,000
  • Crisis Response – Each Event/Aggregate $25,000

Insurance Company Information: Everest National Insurance Company. AM Best’s Rating – A (Excellent)

NFHS MUSIC ASSOCIATION ACCIDENT MEDICAL INSURANCE BENEFIT SUMMARY
  • Maximum Benefit $50,000
  • Deductible $250
  • Maximum Dental Limit Included in Medical Max
  • Heart & Circulatory Maximum Benefit $2,500
  • Heart & Circulatory Malfunction Benefit 10%
  • Physical Therapy/Chiropractic – per visit $50
  • Physical Therapy/Chiropractic – Maximum per Injury $2,000
  • Durable Medical Equipment – Maximum per Injury $1,000
  • Outpatient Prescriptions – Maximum per Injury $1,000
  • Accidental Death & Dismemberment Benefit $2,500

Insurance Company Information: Everest National Insurance Company. AM Best’s Rating – A (Excellent)

These benefit summaries are for illustration purposes only. For a list of policies provisions, as well as exclusions, please see the full policy.

CERTIFICATE OF INSURANCE:

Many music directors are required to show proof of liability insurance in order to perform their duties. Click here to request a current certificate of liability insurance that, in conjunction with your current NFHS membership, will demonstrate that you are covered by the NFHS Insurance program.

PLAN ADMINISTRATOR

Dissinger Reed
8700 Indian Creek Pkwy, STE 320
Overland Park, KS 66210
toll-free: 800-386-9183
tel: 913-491-6385
fax: 913-491-0527
www.dissingerreed.com
www.nfhs.org/dissingerreed

FOR ANY NFHS ASSOCIATION QUESTIONS, PLEASE CONTACT:

Christian Reed – Chief Executive Officer
Max Biggerstaff – Account Executive
Mindee Holmes – Business Development

Claims Questions: please call 800-386-9183 and speak with Max Biggerstaff.
Please Note: For Membership questions, please call the NFHS directly at (317) 972-6900.

Speech, Debate & Theatre Association

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INSURANCE SUMMARY FOR THE NFHS SPEECH, DEBATE AND THEATRE ASSOCIATION

Dissinger Reed is proud to provide insurance and risk management for the NFHS Speech, Debate and Theatre Association. With over 34 years of insurance experience for governing organizations and high school associations, Dissinger Reed understands the unique special risks involved with the NFHS and its members. The NFHS and Dissinger Reed have specifically designed an insurance plan to cover member Associations. Plan details are as follows:

WHAT ARE MY INSURANCE BENEFITS AS A NFHS SPEECH, DEBATE OR THEATRE TEACHER OR DIRECTOR?:

As a member of the National Federation of High Schools Speech, Debate and Theatre Association, you are provided with an insurance package which includes, General Liability, Accident Medical and Accidental Death and Dismemberment insurance. This insurance package is provided to you as part of your membership dues. There is no additional fee.

WHAT SPEECH, DEBATE OR THEATRE TEACHER OR DIRECTORS ARE COVERED?:
  • All speech, debate and theatre teachers and directors who join the NFHS Speech, Debate and Theatre Association
WHAT ACTIVITIES ARE COVERED?
  • Coverage during extra-curricular speech, debate and theatre events whether such event occurs before, during or after the school day
  • Coverage while judging at a speech, debate or drama festival whether such event occurs before, during or after the school day
  • Coverage while conducting a clinic with an interscholastic speech, debate or drama group or individual, whether such clinic occurs before, during or after the school day
  • Coverage while attending a national, state or local speech, debate or theatre association conference or meeting before, during or after the school day
  • Coverage while serving as a speech, debate or theatre contest or festival manager before, during or after the school day
  • Coverage while teaching groups or individuals, before and after the school day as an extra-curricular activity, but no coverage for teaching groups or individuals during the school day as a curricular activity
  • No coverage for performing regular teaching duties
  • Coverage for school sponsored travel, as a group, to and from covered activities
  • No coverage for individual travel
NFHS SPEECH, DEBATE AND THEATRE ASSOCIATION GENERAL LIABILITY INSURANCE BENEFIT SUMMARY
  • General Aggregate Limit – $5,000,000
  • Products-Completed Operations Aggregate Limit $5,000,000
  • Each Occurrence Limit $2,000,000
  • Personal & Advertising Injury Limit $2,000,000
  • Damage to Premises Rented to You $300,000
  • Premises Medical Payments $5,000
  • Sexual Abuse & Molestation – Each Occurrence $1,000,000
  • Sexual Abuse & Molestation – Aggregate $2,000,000
  • Participant Legal Liability $1,000,000
  • Crisis Response – Each Event/Aggregate $25,000

Insurance Company Information: Everest National Insurance Company. AM Best’s Rating – A (Excellent)

NFHS SPEECH, DEBATE AND THEATRE ASSOCIATION ACCIDENT MEDICAL INSURANCE BENEFIT SUMMARY
  • Maximum Benefit $50,000
  • Deductible $250
  • Maximum Dental Limit Included in Medical Max
  • Heart & Circulatory Maximum Benefit $2,500
  • Heart & Circulatory Malfunction Benefit 10%
  • Physical Therapy/Chiropractic – per visit $50
  • Physical Therapy/Chiropractic – Maximum per Injury $2,000
  • Durable Medical Equipment – Maximum per Injury $1,000
  • Outpatient Prescriptions – Maximum per Injury $1,000
  • Accidental Death & Dismemberment Benefit $2,500

Insurance Company Information: United States Fire Insurance Company, AM Best’s Rating – A (Excellent)

These benefit summaries are for illustration purposes only. For a list of policies provisions, as well as exclusions, please see the full policy.

CERTIFICATE OF INSURANCE:

Many speech, debate and theatre directors are required to show proof of liability insurance in order to perform their duties. By clicking here you will be able to request a current certificate of liability insurance that, in conjunction with your current NFHS membership, will demonstrate that you are covered by the NFHS Insurance program.

PLAN ADMINISTRATOR

Dissinger Reed
8700 Indian Creek Pkwy, STE 320
Overland Park, KS 66210
toll-free: 800-386-9183
tel: 913-491-6385
fax: 913-491-0527
www.dissingerreed.com
www.nfhs.org/dissingerreed

FOR ANY NFHS ASSOCIATION QUESTIONS, PLEASE CONTACT:

Christian Reed – Chief Executive Officer
Max Biggerstaff – Account Executive
Mindee Holmes – Business Development
Claims Questions: please call 800-386-9183 and speak with Max Biggerstaff.
Please Note: For Membership questions, please call the NFHS directly at (317) 972-6900.

Additional NFHS Resources

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The NFHS/Dissinger Reed insurance plans are backed by over 60 years of combined experience. From Brokerage, to underwriting and policy delivery to carrier relations, the partnerships in place will secure the most comprehensive and cost effective coverage the market has to offer.

The NFHS partnership includes:

DISSINGER REED

For more than 34 years, Dissinger Reed has insured the unique risks of state high school associations and individual high schools nationwide. During this time, our risk management approach and specific insurance of athletics, students, non-athletic activities and camps/clinics has allowed Dissinger Reed to provide unmatched coverage while controlling institutional and organizational expenditures.

In conjunction with the NFHS, we can also provide Associations, coaches, leagues and teams with valuable insurance plans, including both General Liability Insurance and Participant Liability, which protect the insured from costly lawsuits. Accident medical insurance is also a key component to any camp and clinic policy and will insure the athlete when injuries occur.

SPECIALTY INSURANCE GROUP (SIG) (GENERAL LIABILITY CLAIMS, UNDERWRITING, AND POLICY DELIVERY)

This program is offered through a wholly owned affiliate of Everest Re Group, Specialty Insurance Group (SIG). SIG specializes in providing insurance products and services for the sports & leisure industry. They offer a wide variety of products including general liability, commercial auto, property, inland marine, participant accident, excess liability and contingency coverages such as event cancellation and prize indemnity.

CARRIER FOR ACCIDENT PLANS – United States Fire Insurance Company

  • AM Best’s rating – A (EXCELLENT)

CARRIER FOR GENERAL LIABILITY – Everest National Insurance Company.

  • AM Best’s rating – A (EXCELLENT)

Certificate Request

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To request a Certificate of Insurance or to get more information on your insurance please fill out the form at the link below:

Certificate Request Form

Claims

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Proper claims handling is a vital component of any insurance organization — and SIG is known for the exceptional service that their in-house Claims Department offers. Staffed with experienced examiners, litigation specialists and management personnel who specialize in claims investigation, analysis and disposition, SIG provides superior services at the time when it is needed the most. To report a claim, please fill out and submit one of the forms below.

LIABILITY

Submit to: Specialty Insurance Group – Attn: Charlie Landrum
Specialty Insurance Group 111 Congressional Boulevard, Suite 220
Carmel, IN 46032 1
1-317-760-5081
clandrum@specialtyinsurancegroup.com

PARTICIPANT ACCIDENT

Download PDF

For claims involving Directors & Officers, Crime, Supplemental Accident or Game Fee, please contact the claims department below:

Claims Department can be contacted directly at:

AG Administrators
P.O. Box 979
Valley Forge, PA. 19482
claims@agadm.com
(610) 933-4122 Attn:
Jake Gillis

Additional Insurance

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DIRECTORS / OFFICERS AND CRIME INSURANCE

Dissinger Reed and the NFHS have a wide variety of insurance options made available to you and your association. For those associations who wish to purchase Directors & Officers Insurance or Crime Coverage, Dissinger Reed has developed a Supplemental Insurance Program for NFHS member associations. Directors and Officers Insurance provides protection for claims arising out of allegations of errors, omissions or wrongful acts committed by its directors, officers, employees or volunteers. This coverage will respond to allegations of discrimination against a third party, acts beyond granted authority, failure to deliver services, wrongful dismissal, and wrongful employment practices. Defense costs are paid in addition to the limit of liability.

Directors & Officers Insurance does not provide coverage for lawsuits involving bodily injury or property damage. These types of claims can be covered under the association’s General Liability policy.

NOTE: This coverage is written on a “claims made basis.” All claims under this policy must be reported to the insurance company within the policy term. If your association is a for-profit entity, your association is not eligible for coverage under this program.

HOW TO APPLY:
  1. Complete the Directors & Officers application. Download the form
  2. Send the application along with your premium check to K and K Insurance, Attn: Bobbie Fretz, PO Box 2388, Fort Wayne, IN. 46801-2338
  3. We must receive your premium prior to the start date in order for coverage to be bound.

Crime Insurance

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Crime Insurance provides protection for NFHS Member Associations against financial loss caused by the dishonest disappearance of money, securities or negotiable instruments. This Crime Insurance Plan includes coverage for loss by theft or forgery by an officer or volunteer.

Examples of covered losses under this plan are the loss or dishonest disappearance of: moneys or securities in the league treasury; moneys collected from fund raising activities; or moneys set aside for the purchase of uniforms and equipment.

Employee Dishonesty: $25,000 per loss
Theft (inside/ outside): $10,000 per loss
Depositor’s Forgery Coverage: $10,000 per loss
Computer Theft Coverage: Not Covered
Deductible: $250 per claim
Annual Premium: $290.00

HOW TO APPLY:
  1. Complete the Crime application. Download the form
  2. Send the application along with your premium check to K and K Insurance, PO Box 2388, Fort Wayne, IN. 46801-2338
  3. We must receive your premium prior to the start date in order for coverage to be bound.

NOTE:

If your association is a for-profit entity, your association is not eligible for coverage under this program. Please note that this policy does not cover the loss of equipment or other Association property.

WHAT IS THE NFHS?

The NFHS is the national governing body for High School sports in the US.

HOW DO I BECOME A MEMBER OF THE NFHS?

Call the NFHS at 317-972-6900, Dissinger Reed does not handle membership.

HOW DO I APPLY FOR THE INSURANCE?

Excess Accident insurance and General Liability insurance comes with membership. They do not have to apply for it separately. Optional insurance coverages can be purchased under the Additional Insurance tab.

HOW DO I GET A CERTIFICATE OF INSURANCE?

Go to http://nfhslearn.com/

IS “LOST GAME FEE” INCLUDED IN MY COVERAGE?

Game fee is not included with membership.

HOW DO I CONTACT THE NFHS?

Call 317-972-6900. Ask for Lori Brown or Barbara Waldsmith

CAN I COACH/OFFICIATE ADULTS, RECREATION TEAMS OR NON-HIGH SCHOOL SPORTS?

Yes, as long as the SPORT is recognized by the individual’s state high school athletic association. There is no insurance coverage for professional sports.

I’M HAVING A CAMP/CLINIC OR TOURNAMENT; WILL MY NFHS COVERAGE COVER ME?

No, you must purchase the camp/clinic/tournament coverage.

How to Apply:
  • Send the application along with your premium check to K and K Insurance, PO Box 2388, Fort Wayne, IN 46801-2338
  • We must receive your premium prior to the start date of your event in order for coverage to be bound.
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