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NFHS Coach Education

Insurance and Risk Management for the
National Federation of State High School Associations

Supplemental Accident & Game Fee Plan

As a member of the NFHS, you receive benefits of membership. One of which is a package of insurance coverages. Dissinger Reed and the NFHS have a wide variety of insurance options made available to you and your association.

For those associations who wish to purchase a higher limit of Accident Insurance, or Game Fee Coverage, Dissinger Reed has developed a Supplemental Insurance Program for NFHS member associations.

NOTE: This program is available to currently registered members of the NFHS.

Supplemental Accident Policy Benefits

Accident Medical/Dental Limit: $100,000
Deductible Per Claim: $100
Benefit Period: 52 weeks
Accidental Death Benefit: $10,000
Dismemberment Benefit: $10,000

Official’s Game Fee Reimbursement

If you are injured while performing your duties as an umpire or a sports official and cannot umpire or officiate, the plan will pay:

  • Up to $200 per week for lost officiating or umpiring game fees
  • Up to $5,200 maximum reimbursement per claim
  • Benefit Period: 26 weeks
  • 7-day Waiting Period

Annual Premium

Accident Insurance Only: $8.00 per member
Accident Insurance plus Game Fee Coverage: $10.00 per member
Minimum Premium: $500 per NFHS Association per year
100% member participation required

How to Apply:

  1. Complete the Supplemental Accident / Game Fee application. Download the form
  2. Send the application along with your premium check to K and K Insurance, PO Box 2388, Fort Wayne, IN. 46801-2338
  3. We must receive your premium prior to the start date in order for coverage to be bound.