General Liability / Excess Liability
Dissinger Reed currently writes General Liability coverage for numerous state high school associations and individual high schools across the country. This Liability coverage protects the Insured for its primary negligence in conjunction with its involvement in the organizing, sanctioning, direction or production of tournaments and all-star games, as well as, the vicarious liability associated with being the “governing body.”
Policy coverage can include:
- No Aggregate Limit (many General Liability policies will specifically have an Aggregate)
- Covers Participant Legal Liability
- Protects Additionally Insured
- Employee Benefit Liability can be included
- Medical Expenses to any one person
Excess Liability (Umbrella) can also be purchased with the General Liability policy and can cover the following:
- Workers Compensation
- Non-owned/Hired Auto
- Participant Legal Liability
- Employee Benefit Liability
If your association, league or team needs guidance on a General Liability and Excess Liability policy, let our trusted advisers put a comprehensive policy together for you today.